Personal Tax Planning — New Milton
Know your tax bill before HMRC reminds you.
Most people filing a Self Assessment return find out what they owe somewhere between October and the January deadline — which leaves very little room to do anything about it. Good personal tax planning changes that. You know your liability months ahead, your allowances are used properly, and the return is filed without the annual scramble. Fixed-fee pricing, advice in plain English, and questions answered within one working day.
- Your Self Assessment filed accurately, well ahead of the deadline
- Capital gains, pension contributions, and reliefs reviewed before year-end
- Tax bill known months in advance, with options if it needs reducing
- HMRC correspondence handled — no letters sitting unanswered in a drawer
No long-term contract. If after three months it is not working for you, you leave with your records in order and nothing owed.
Get a free quote
Fixed pricing. Reply within one working day.
What our clients say
★★★★★
Clarity on every financial situation
“Very clear and gives excellent clarity on all situations when I am in doubt.”
★★★★★
Good results at a reasonable price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
★★★★★
Holds your hand and advises throughout
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!”
★★★★★
Communication prompt and easy to understand
“Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful.”
Sound familiar?
Still not sure what your tax bill will be?
Personal tax catches a lot of people out — not because their affairs are complicated, but because nobody has looked at them properly. Allowances get missed. The return gets filed in January in a hurry. A capital gain gets reported without checking whether holdover or rollover relief applied. The bill arrives and it is higher than it needed to be.
- ✕ Tax bill arrives in January with no warning and no time to plan
- ✕ CGT annual exemption, pension relief, or property allowances missed entirely
- ✕ Self Assessment filed under pressure with HMRC deadlines looming
What a proper tax review looks like
With the right review in place before your year-end, the numbers are not a surprise. Allowances are used, reliefs are claimed, and the return is filed accurately with time to spare.
- ✓ Tax position reviewed well before the deadline — you know the number in advance
- ✓ CGT, pension, and available reliefs checked as part of every review
- ✓ Return prepared and filed without the January rush
- ✓ Fixed-fee pricing agreed upfront — no unexpected bill on top of your tax bill
What clients say after their first year
People typically come to us frustrated by previous experiences — returns filed late, questions unanswered, allowances missed. The contrast tends to be noticeable fairly quickly.
I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!
Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.
Personal tax planning — what is included
The service covers everything from your annual Self Assessment return through to proactive planning on capital gains, inheritance tax, and directors’ remuneration.
Self Assessment Prepared and Filed
Your SA100 return is prepared accurately and filed well ahead of the 31 January deadline. All income sources are captured — employment, self-employment, property, dividends, and savings — and allowable expenses are reviewed before submission. You will know the liability before it becomes due.
Included as standardTax Planning Before Year-End
A review of your position before 5 April each year means there is still time to act. Pension contributions, ISA usage, timing of asset disposals, and directors’ salary and dividend split are all considered. The goal is a lower tax bill, legally and without surprises.
Proactive advisoryCapital Gains and Inheritance Tax
Property sales, share disposals, and business exits each carry their own rules and reliefs. CGT annual exemption, principal private residence relief, and business asset disposal relief are checked before you file, not after. For longer-term IHT exposure, a plain-English review of your position is available as a separate engagement.
Advisory add-onConsistent results across a range of clients
The clients below run different types of business across Hampshire and beyond. The common thread is straightforward: they knew where they stood financially and the work got done properly.
Finances Far Less Stressful With Clear Communication
“Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.”
Thorough Work, Good Results, Reasonable Price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
Holds Your Hand and Advises Throughout
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!”
Why clients in New Milton choose us for personal tax
There are plenty of accountants who will file your return. Fewer will look at your position before year-end and tell you what to do about it.
Over 20 years of personal tax experience
Founded in 2005, Supreme Consulting has handled personal tax returns and planning for directors, sole traders, landlords, and individuals across Hampshire for over two decades. The firm has seen most situations before — including HMRC enquiries, late filings, and returns with multiple income sources that previous accountants had simplified at cost to the client. That depth of experience means less explaining on your part and fewer errors to correct.
Fixed fee agreed before any work starts
Your quote covers the scope in full — Self Assessment preparation, planning review, correspondence with HMRC if needed. There are no hourly rates running in the background and no additional charges for questions asked during the year. You know what you are paying before you decide whether to proceed.
Plain English, commercially grounded advice
Personal tax advice is most useful when it connects to your actual financial decisions — when to sell a property, how to draw income from your company, whether a pension contribution is worth making this year. The advice here is grounded in your situation, not in textbook rules delivered without context. Questions are answered the day you ask them.
Up and running in four straightforward steps
Most new clients are set up and working within a week. The process is designed to take as little of your time as possible.
A brief discovery call
We start with a no-obligation conversation — usually 20 to 30 minutes. You explain your current situation: what income you have, whether you have had previous tax returns, and what you are hoping to get from the relationship. No preparation needed on your part.
A clear, fixed-fee proposal
You receive a written proposal covering what is included, the fixed fee, and expected timelines. Nothing is ambiguous. If the scope needs adjusting, that conversation happens before any work begins.
We gather what we need
We send a straightforward checklist of documents and figures required for your return or planning review. If your records are incomplete or disorganised, that is handled — most people come to us with paperwork in some state of disarray and it is entirely manageable.
Your tax is handled
Returns are filed, planning is in place, and your liability is known well ahead of any deadline. Going forward, you receive proactive prompts ahead of key dates and a review of your position before each tax year-end. Considerably less to think about than before.
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
Common questions about personal tax planning
Do you handle returns with multiple income sources — property, dividends, self-employment, and PAYE all in the same year?
Yes. Returns with mixed income are fairly routine for this practice. Directors drawing salary and dividends from a limited company alongside rental income or freelance earnings require careful treatment of allowances and the interaction between income sources. The return is prepared in full, not passed through a standard form without review.
What does personal tax planning actually cost and what is included?
Pricing is fixed and agreed before any work starts. The fee covers Self Assessment preparation, filing, and a planning review of your position — including an assessment of available reliefs and allowances. Additional services such as capital gains calculations, IHT reviews, or HMRC correspondence are priced separately and clearly. There are no hourly rates and no surprise additions.
My previous returns may have been filed incorrectly or missed income. Can you sort that out?
It is not an uncommon situation. If earlier returns contain errors or omissions, the options are to file amended returns with HMRC or to make a voluntary disclosure where appropriate. The right course depends on the nature and age of the discrepancy. We will review what has been filed, explain the position plainly, and set out the practical options before anything is submitted.
Is there a minimum contract term or a notice period if I want to leave?
There is no minimum term. If you decide to move on, your records are handed over cleanly with nothing outstanding and nothing owed beyond work already completed. The relationship continues for as long as it is useful to you.
I am a company director — do my personal tax and company tax get handled together?
They can be. Directors often benefit from having both their personal Self Assessment and the company’s corporation tax return handled by the same adviser, since the salary and dividend split, pension contributions, and benefit-in-kind treatment all interact. A combined engagement is available and generally more efficient than splitting the work between two practices.
How far in advance can I find out what my tax bill will be for this year?
In most cases, a reasonably accurate liability figure can be produced once the tax year has closed in April and your income figures are available — well ahead of the January payment deadline. For clients with more complex affairs or who want to plan before 5 April, a pre-year-end review is available specifically to identify any actions worth taking before the tax year closes.
Related services for New Milton clients
Your tax position, reviewed before it costs you.
A brief discovery call is all it takes to get started. Fixed-fee pricing, plain-English advice, and a tax review completed well ahead of any HMRC deadline — for individuals and business owners in New Milton and across Hampshire.