It depends on what you need. Some clients want a one-off plan for a specific purpose, such as a loan application or a growth decision. Others want the plan updated quarterly as the business develops. Both are available, and we will recommend whichever approach is actually useful for your situation rather than the more expensive one.

All work is quoted on a fixed-fee basis before anything starts. The fee depends on the complexity of your business, the depth of modelling required, and whether you want ongoing updates or a one-off engagement. You will receive a written quote after the discovery call, and there is no obligation to proceed.

It means we may need to tidy things up before the projections can be built on solid ground, and we will tell you if that is the case. A plan built on unreliable data is not much use to anyone. If catch-up bookkeeping is needed first, we will quote for that separately and clearly.

No. One-off engagements are completed and closed. Ongoing planning retainers run on a monthly basis and can be stopped with reasonable notice. There is no minimum term and no penalty for leaving. You keep everything we have produced.

At a minimum, recent management accounts or bank statements, a rough breakdown of your cost base, and a sense of where you want the business to be in twelve to twenty-four months. If you have more, we will use it. If you have less, we will work with what is available and flag where the assumptions are thinner.

Yes. If that is the purpose, tell us upfront so we can structure the output accordingly. Lenders and investors tend to want specific things from a financial plan, and it is more efficient to build for that from the start than to retrofit it afterwards.