Tax Accountants for Doctors
Your tax, handled by people who understand how doctors earn.
NHS salary, locum fees, private practice income, and pension annual allowance issues sitting in the same Self Assessment return is genuinely complicated. We work with doctors across all of those arrangements, file on time, and keep you out of trouble with HMRC. Fixed fees, no hidden costs, and questions answered within one working day.
- Self Assessment filed accurately across all income sources
- NHS pension annual allowance checked before it becomes a bill
- IR35 position reviewed if you work through a limited company
- Private practice accounts handled clearly, not just complied with
No long-term contract. If it is not working after three months, you leave with clean records and nothing owed.
Get a free quote
Fixed pricing. Reply within one working day.
What our clients say
★★★★★
Prompt, Clear, Professional Communication
“Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful.”
★★★★★
Good Results at a Reasonable Price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
★★★★★
Takes the Time to Explain Things
“They take the time to explain things.”
★★★★★
Holds Your Hand Throughout
“Stuart holds your hand and advises throughout!”
Sound familiar?
Your tax return is more complicated than most people’s.
Doctors rarely have a single, tidy income stream. NHS pay, locum assignments through an agency, private fees, and possibly rental income can all land in the same return. Add the NHS pension annual allowance charge, potential IR35 questions if you operate through a limited company, and the picture gets cluttered quickly. Most accountants file what you give them and move on. That is not particularly useful.
- Self Assessment left until January with multiple income sources still to reconcile
- No one has flagged the NHS pension annual allowance charge until it arrives unexpectedly
- IR35 status unclear for locum contracts and no one has reviewed the position properly
What sorted looks like for doctors
Your return filed well before the deadline, with every income stream accounted for correctly. The pension annual allowance checked proactively. Your IR35 position reviewed if it applies. One accountant who already knows how the numbers fit together.
- Self Assessment completed in good time, across NHS, locum, and private income streams
- Annual allowance position reviewed each year before HMRC raises a charge
- IR35 reviewed for locum contracts, with a clear, documented conclusion
- Fixed-fee pricing with no unexpected bills when something takes longer than expected
What clients say when things just work
The common theme across our clients is clarity: knowing where they stand, hearing back promptly, and not having to chase for an update.
Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.
I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!
Tax services built around how doctors earn
Whether you are a salaried GP, a locum, or running a private practice through a limited company, the scope covers what you actually need.
Self Assessment and Personal Tax
Your SA100 prepared accurately and filed ahead of the deadline, covering NHS pay, locum income, private fees, dividends, and rental income in the same return. The pension annual allowance calculation is reviewed as part of the process, not treated as an afterthought. You know your tax liability months before HMRC sends the statement.
Included as standardLimited Company and IR35 Advice
If you work through a personal service company or are considering one, the IR35 position needs to be properly assessed for each contract. We review the working arrangements, document the conclusion, and handle the year-end accounts and corporation tax return. Dividend strategy is considered alongside salary to keep your personal tax bill where it should be.
For locums and private practiceTax Planning and Advisory
Doctors have access to useful reliefs that often go unused, from capital gains tax planning on property to inheritance tax considerations as income grows. We review your position annually and flag anything worth acting on before the tax year closes. The conversation is straightforward and the advice is specific to your circumstances.
Proactive, not reactiveA consistent pattern, not a one-off experience
These are the three reviews currently on our Google profile. Small number, consistent picture: clarity, responsiveness, and advice that actually lands.
Thorough, Efficient, Reasonable Price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
Finances Far Less Stressful With Them
“Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful.”
Advises and Supports Every Step Through
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!”
What makes this firm a reasonable choice for doctors
Two decades of practice means the questions doctors ask are not new ones. The answers tend to be quicker and more specific as a result.
Familiar with how doctors earn
NHS employment, locum assignments, private practice fees, and limited company dividends can all coexist in the same tax year. You will not need to explain the difference between a BMA contract and an agency agreement before getting a useful answer. The complexity is familiar; the treatment is straightforward.
Pension annual allowance reviewed each year
The NHS pension annual allowance charge has caught out a large number of doctors who were not expecting it. We check the position as part of your annual review, not after HMRC writes to you. If a charge applies, you will know about it with enough time to plan around it.
Fixed fees, no clock running
All work is priced on a fixed-fee basis before anything starts. You know what you are paying and what is covered. Questions during the year do not generate unexpected invoices, which is the way it should work when you are paying a professional to be available.
Up and running in four straightforward steps
Most clients are fully onboarded within a couple of weeks. The process is designed to require as little from you as possible.
A brief discovery call
We start with a no-obligation conversation to understand your income setup, what your current accountant does or does not do, and what you actually need. It takes around 20 minutes and you will leave knowing whether we are a good fit.
A clear, fixed-fee proposal
You receive a written proposal covering exactly what is included, the annual timeline, and the fixed price. Nothing is left vague. If the scope changes, we discuss it before any additional work begins.
We handle the transition
We contact your previous accountant, request the handover files, and set up your records on the cloud. You do not need to chase anyone or organise paperwork between firms.
Your tax running properly
Your return filed on time, your pension position reviewed annually, your HMRC correspondence handled. Less to carry around in the back of your mind, which is frankly the point of having an accountant in the first place.
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
Things doctors usually ask before getting started
Do you understand NHS pension annual allowance charges and how they affect doctors?
Yes. The annual allowance charge is one of the more common issues for doctors with growing NHS pension growth, and it is frequently missed until HMRC raises it. We check the position as part of the standard annual review for doctor clients. Where a charge applies, we help you understand the scheme pays election option and factor it into your overall tax planning.
What does it cost and what is included?
Pricing is fixed and agreed before any work starts, based on your specific income setup and the services required. A straightforward Self Assessment for a salaried GP with locum income will cost less than a package covering a limited company, payroll, VAT, and personal tax. You will receive a written quote covering exactly what is included, with no ambiguity about what generates an additional charge.
My records are not in great shape. Is that a problem?
It is a common situation, particularly for doctors who have been managing their own bookkeeping or whose previous accountant was not particularly proactive. We handle the catch-up work and will be straightforward with you about what is involved and the cost before starting. Most clients who arrive with records in some disorder leave considerably less worried about it.
Is there a long-term contract?
No. We work on an annual engagement basis and you are free to leave at any point. If you do, we provide a full handover to your new accountant and return all your records. There is no financial penalty and no unnecessary process.
I work as a locum through an agency and also have some private clinic work. How does that affect my IR35 position?
IR35 applies to work done through an intermediary, typically a limited company or personal service company. If you invoice your locum agency or private clinic through a company, the IR35 rules may apply to some or all of your contracts. We review the actual working arrangements for each contract individually and document a clear conclusion, which gives you a defensible position if HMRC ever asks.
Can you help me understand how much tax I am likely to owe before the Self Assessment deadline?
Yes, and this is part of what we consider standard practice rather than an extra. Once we have your income figures, we prepare a tax estimate so you know what is coming. For doctors with variable locum income, knowing the number several months ahead is considerably more useful than finding out in January.
Related services and resources for doctors
Less to worry about every tax year.
A fixed-fee quote, a clear scope, and an accountant who already knows how doctors are taxed. Book a call and you will know exactly what happens next.