Financial Controller Services Lymington
Financial oversight for your business, without the full-time hire.
Most growing businesses in Lymington reach a point where their accounts tell them what happened, but not what to do next. A part-time financial controller changes that. You get management accounts, cash flow visibility, and someone watching the numbers monthly — on a fixed monthly fee, with responses within one working day.
- Monthly management accounts that show where you actually stand
- Cash flow modelled forward so surprises stay manageable
- Budget vs actuals reviewed before problems quietly compound
- Board-ready reporting without a full-time finance hire
No long-term contract. If it is not working after three months, you leave with clean records and nothing owed.
Get a free quote
Fixed monthly pricing. Reply within one working day.
What our clients say
★★★★★
Clarity on every financial situation
“Very clear and gives excellent clarity on all situations when I am in doubt.”
★★★★★
Thorough work at a reasonable price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
★★★★★
Advises throughout, not just at year-end
“Stuart holds your hand and advises throughout.”
★★★★★
Communication prompt and easy to understand
“Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful.”
Sound familiar?
Your numbers arrive late and explain nothing useful.
Year-end accounts tell you what happened six months ago. Monthly bank reconciliations confirm the balance but not the direction. Cash flow is managed by instinct and optimism rather than a model anyone has actually reviewed. It is a common situation for owner-managed businesses in Lymington, and it tends to get more expensive the longer it continues.
- Management accounts arrive weeks late, if they arrive at all
- No reliable cash flow forecast — just a rough idea in your head
- No one reviewing budget against actuals until something goes wrong
What controlled looks like
A part-time financial controller gives you the financial oversight a growing business needs, without the cost of a full-time hire. The reporting is there. The cash flow is modelled. The variances are flagged before they become problems.
- Management accounts delivered monthly, reviewed and explained in plain English
- Cash flow forecast updated regularly so you can see at least three months ahead
- Budget vs actuals tracked monthly with variances discussed before they escalate
- Fixed monthly fee — no hourly billing, no invoice you did not expect
What Lymington business owners say
Clients consistently mention clarity, responsiveness, and advice that is practical rather than theoretical — which is exactly what financial controller work requires.
Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.
Stuart is a thorough efficient worker who produces good quality results at a reasonable price.
The financial controller service, explained plainly
Three core components, delivered monthly on a fixed retainer. Each one gives you a clearer picture of your business than you had the month before.
Monthly Management Accounts
Profit and loss, balance sheet, and key metrics produced monthly and reviewed with you. You will know your gross margin, your overhead run rate, and how the month compares to plan — without needing to ask. No waiting until the year-end to find out how the business actually performed.
Included as standardCash Flow Modelling and Forecasting
A rolling cash flow model updated each month so you can see what the bank balance will look like in eight, twelve, or sixteen weeks. VAT bills, payroll, loan repayments, and seasonal dips are all visible in advance. Cash flow surprises are largely avoidable when the model is current.
Included as standardBudget Review and Variance Analysis
Your actual figures are measured against budget each month, and the variances are discussed rather than filed. If costs are creeping or revenue is drifting below plan, you find out in time to act. That is the point of having a financial controller rather than just an accountant.
Included as standardConsistent feedback across different businesses
Clients range from sole traders to owner-managed limited companies across Hampshire. The themes in the reviews tend to be the same: clarity, responsiveness, and advice that is easy to act on.
Makes Dealing With Finances Far Less Stressful
“Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.”
Good Quality Results at a Reasonable Price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
Holds Your Hand and Advises Throughout
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout.”
Why businesses in Lymington use us for financial controller work
There are accountants who file your year-end and go quiet. Financial controller work requires something different — someone who is in the numbers monthly and has an opinion about them.
20 years of commercial experience
Stuart Green founded Supreme Consulting in 2005 and has spent over two decades working directly with owner-managed businesses on cash flow, forecasting, and performance monitoring. That depth of experience means the management accounts you receive come with context, not just columns. When a variance appears, there is usually a useful opinion attached to it.
Real-time figures via cloud accounting
Management accounts and cash flow models are built on live data from Xero or QuickBooks Online, so the figures you review each month are current rather than reconstructed weeks after the fact. Cloud accounting also means you can see your dashboards between meetings, without waiting for a report to land in your inbox.
Fixed monthly fee, nothing variable
Financial controller work is scoped and priced upfront. You will receive a clear proposal before anything begins, and the monthly fee will not change unless the scope does. There are no surprise invoices for extra calls or additional analysis — that is included in the retainer.
Up and running in four steps
Most clients are receiving their first set of management accounts within four to six weeks of the initial call. The process is straightforward and most of the effort sits with us.
A short discovery call
We start with a no-obligation conversation to understand your business, your current reporting setup, and what you need from a financial controller. The call usually takes around 30 minutes. You will leave it knowing whether we are the right fit before any commitment is made.
A clear, fixed-fee proposal
You will receive a written proposal covering exactly what is included, the monthly fee, and the reporting schedule. No vague scope, no hourly estimates. If the proposal works for you, we proceed. If it needs adjusting, we adjust it.
Onboarding and data migration
We handle the transition from your current setup, migrating records to the cloud if needed and connecting the accounting software to your bank feeds and other data sources. You do not need to prepare anything in advance — we will tell you exactly what we need and when.
Monthly reporting, every month
From the first reporting period onwards, you receive management accounts, a cash flow update, and a brief commentary on the month’s performance. Questions get answered the same day you ask them. Over time, the picture builds — and decisions that used to be made on instinct start being made on numbers you can trust.
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout.”
Things people usually ask before starting
What does a financial controller actually do for a small business — is it the same as a bookkeeper?
A bookkeeper records transactions. A financial controller uses those records to produce management accounts, model cash flow, review variances against budget, and flag anything that needs a decision. The bookkeeping can sit underneath the financial controller function, or you may already have someone doing it — in either case, the controller layer sits above it and interprets the figures rather than just maintaining them.
How is the service priced and what is included in the monthly retainer?
Pricing is fixed monthly based on the scope of work agreed upfront. The retainer typically covers monthly management accounts, cash flow modelling, budget vs actuals review, and ongoing email and phone support. The exact fee depends on your business size, reporting complexity, and whether bookkeeping is included. You will receive a written proposal with the full scope before anything begins.
My records are not in great shape — can you still take this on?
Yes, and it is a common starting point. Most businesses that have been managing without a financial controller have some catch-up to do before monthly reporting becomes clean and useful. We will assess what needs tidying, quote for the catch-up separately if the work is significant, and work through it methodically. The goal is a clean baseline from which management accounts are reliable going forward.
Is there a minimum contract term or any lock-in?
There is no long-term contract. The service runs on a rolling monthly basis with a reasonable notice period, which will be set out clearly in the proposal. If the arrangement is not working after a few months, you can end it and leave with complete, up-to-date records. Nothing is held back.
How is the management accounts pack delivered and how often will we review it together?
Management accounts are delivered as a clear PDF or shared via your cloud accounting dashboard, typically within ten working days of the month end. A brief written commentary is included explaining the key movements. We schedule a call to run through them if you want one, or you can simply review and come back with questions — whichever works for how you like to operate.
Can the financial controller service include tax planning as well as reporting?
Yes. Monthly reporting naturally surfaces tax planning opportunities — dividend timing, pension contributions, capital allowances, and corporation tax provisioning can all be discussed in context rather than left to the year-end. If your situation requires more detailed tax planning work, that can be scoped and priced alongside the controller retainer.
Related services for Lymington businesses
Know where your business stands, every month.
Management accounts, cash flow modelling, and budget review delivered monthly on a fixed fee. No long-term contract. Responses within one working day.