AML Compliance, New Milton
Anti-money laundering compliance, handled properly.
Many businesses in regulated sectors have AML obligations they have not fully documented. Policies written years ago, CDD procedures that are inconsistent, and no clear process for reporting suspicious activity. We help New Milton businesses get their AML framework in order — fixed-fee engagement, over 20 years of compliance experience, and a reply within one working day.
- AML policy documentation that satisfies HMRC supervision requirements
- Customer due diligence procedures reviewed and made consistent
- Risk assessment prepared and written up in plain English
- Ongoing support if HMRC supervision queries arise
No long-term contract required. If the engagement does not work for you after the initial scope is complete, you leave with documented procedures and nothing outstanding.
Get a free quote
Fixed-fee pricing. Reply within one working day.
What our clients say
★★★★★
Clear answers every time
“Very clear and gives excellent clarity on all situations when I am in doubt.”
★★★★★
Thorough work, reasonable price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
★★★★★
Prompt and professional throughout
“Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful.”
★★★★★
Guided through the whole process
“Stuart holds your hand and advises throughout!”
Sound familiar?
Your AML obligations exist — your paperwork does not.
Businesses in regulated sectors are required to have documented AML policies, consistent customer due diligence procedures, and a clear process for handling suspicious activity. Most know this in principle. Fewer have it properly in place. HMRC supervision visits have a way of arriving before the documentation does.
- ✕ AML policy last reviewed years ago — or never formally written
- ✕ Customer due diligence carried out inconsistently across the business
- ✕ No clear process for staff when a suspicious activity report is needed
What compliant looks like
An AML framework that is documented, applied consistently, and genuinely fit for a supervision review. Not a box-ticking exercise — a working set of procedures your business can actually follow.
- ✓ AML policy written, reviewed, and signed off to current regulatory standards
- ✓ CDD procedures standardised and applied the same way across every client or transaction
- ✓ SAR process documented so staff know exactly what to do and when
- ✓ Fixed-fee engagement — scope agreed upfront, no open-ended billing
What clients in Hampshire say
We work directly with small business owners across Hampshire and the South Coast. The feedback tends to reflect the same things: clarity, reliability, and advice that is straightforward to act on.
Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.
Stuart is a thorough efficient worker who produces good quality results at a reasonable price.
AML compliance services for New Milton businesses
Whether you are setting up your AML framework from scratch or bringing an existing one up to standard, the scope is agreed clearly before work begins.
AML Policy and Procedure Documentation
Your AML policy is drafted or reviewed against current Money Laundering Regulations requirements. The result is a document that reflects how your business actually operates — and one that holds up if HMRC comes knocking. We write it in plain English, not regulatory template language.
Core complianceCustomer Due Diligence Review
We review your current CDD approach, identify gaps against the required standard, and help you implement a consistent procedure. Knowing what to collect, when to collect it, and how to document it correctly removes the guesswork from every new client or transaction. Enhanced due diligence requirements for higher-risk situations are covered as part of the same review.
Included in scopeRisk Assessment and Supervision Support
A documented business-wide risk assessment is a specific requirement under the Money Laundering Regulations — and the part most often missing when a supervision visit arrives. We prepare this with you, covering client risk, geographic risk, and product or service risk. Ongoing support is available if HMRC raises questions or requests further information.
Available as add-onConsistent results across different businesses
Clients range from sole traders to owner-managed limited companies across Hampshire. The common thread is straightforward advice, delivered without unnecessary delay.
Hand-Held Through the Whole Process
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!”
Prompt, Professional, Easy to Understand
“Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.”
Good Quality Results at Reasonable Price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
Why New Milton businesses come to us for AML compliance
There is no shortage of compliance checklists available online. The value is in knowing which requirements apply to your specific business, and having documentation that actually reflects how you operate.
Procedures written for your business
Generic AML policy templates rarely survive a supervision visit because they describe a business that does not exist. We document your actual client intake process, your specific services, and the risk profile that applies to you. The output is a policy your staff can follow, not one filed and forgotten.
Two decades of compliance experience
Supreme Consulting has worked with small businesses on regulatory and financial compliance since 2005. That means familiarity with how HMRC supervision works in practice, what reviewers look for, and where documentation typically falls short. That working knowledge saves time when your compliance framework needs to be brought up to standard quickly.
Fixed fee, agreed before we start
The scope of work is set out clearly in your proposal before any engagement begins. You know what is covered, what the cost is, and what is not included. There are no hourly billing surprises at the end of the project.
Up and running in four steps
The process is designed to be straightforward. Most of the work happens on our side — your input is needed at the start and at review stage.
Discovery call
We start with a no-obligation conversation about your business, the regulated activities you carry out, and your current AML setup. This takes around 30 minutes and gives us enough to scope the engagement accurately.
Fixed-fee proposal
You receive a clear proposal covering exactly what is included — policy drafting, CDD review, risk assessment, or a combination — with a fixed fee and expected timeline. No ambiguity about what you are agreeing to.
We do the work
We draft your AML documentation based on the information gathered. You review it, we refine it, and the final version is signed off. Your input is focused and structured — we do not send you a blank template to fill in.
Compliant and documented
You end up with an AML policy, CDD procedures, and a risk assessment that reflect your actual business and satisfy current regulatory requirements. If HMRC supervision visits in future, you have the paperwork ready rather than scrambling to produce it.
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!”
Things people ask before getting in touch
Which businesses in New Milton actually need AML compliance procedures?
The Money Laundering Regulations 2017 apply to a defined list of regulated sectors, including accountancy firms, estate agents, legal practices, high-value dealers, and certain financial businesses. If your business falls within a supervised sector — whether supervised by HMRC, the FCA, or a professional body — you are required to have documented AML policies, CDD procedures, and a risk assessment in place. We can confirm at the outset whether your activities bring you within scope.
What does AML compliance support cost?
Pricing is fixed-fee and agreed before any work begins. The cost depends on scope — a full policy, CDD review, and risk assessment for a small business is a different project to a targeted review of an existing framework. We quote after the initial discovery call once we understand what is currently in place and what needs to be done. There are no hourly rates and no open-ended billing.
We have an old AML policy but it has not been updated in years. Can you work with that?
Yes. We can review an existing policy against current Money Laundering Regulations requirements and update or redraft it as needed. In many cases a policy written several years ago simply needs to be brought into line with subsequent regulatory updates and made to reflect how the business currently operates. We will tell you plainly what needs to change and what can stay.
Is there a long-term contract or ongoing commitment?
No. AML compliance documentation is typically a defined-scope engagement with a clear endpoint. Once the policy, CDD procedures, and risk assessment are complete and signed off, there is no ongoing retainer unless you want one. Some clients choose to retain us for periodic reviews or when their business activities change — that is available, but it is not a condition of the initial engagement.
What happens if HMRC contacts us about an AML supervision review?
HMRC supervision visits and information requests are manageable when the documentation is in order. If you receive correspondence from HMRC in relation to AML supervision, we can help you understand what is being asked, review your existing documentation against the request, and support you in responding. It is considerably less stressful when the paperwork already exists and reflects your actual procedures.
Do you help with ongoing staff training requirements?
The Money Laundering Regulations require that relevant employees are made aware of AML obligations and trained to recognise suspicious activity. As part of an AML engagement we can advise on what training obligations apply to your business and help you document that training has taken place. Formal training delivery is outside our core scope, but we can point you toward appropriate resources.
Related services for New Milton businesses
AML compliance sorted, without the guesswork.
We work with businesses in New Milton and across Hampshire to get AML policies, CDD procedures, and risk assessments properly documented. Fixed fee, clear scope, one working day to reply.