Part-Time FD Services, Lymington
Senior finance director input, without the full-time cost.
Most growing businesses in Lymington reach a point where the annual accounts arrive too late and the spreadsheet has stopped keeping up. You need someone who reads the numbers and tells you what to do with them. Stuart works directly with owner-managed businesses on a fixed monthly retainer, with replies within one working day.
- Monthly management accounts reviewed and explained in plain English
- Cash flow modelled so you see problems before they land
- Profitability reviewed at a granular level, not just headline figures
- Strategic input from someone already familiar with your business and numbers
No long-term contract. If after three months the engagement is not delivering what you need, you leave with tidy financials and nothing owed.
Get a free quote
Fixed monthly pricing. Reply within one working day.
What our clients say
★★★★★
Clarity on Every Financial Situation
“Very clear and gives excellent clarity on all situations when I am in doubt.”
★★★★★
Holds Your Hand Throughout
“Stuart holds your hand and advises throughout!”
★★★★★
Good Quality Results, Reasonable Price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
★★★★★
Communication Prompt and Easy to Understand
“Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful.”
Sound familiar?
Growing, but flying blind on the numbers?
Most owner-managed businesses reach a point where the accounts arrive once a year and describe what happened, not what is coming. The decisions get bigger and more consequential. The cash flow gets tighter. And there is nobody in the business whose job it is to look ahead and tell you where things are heading.
- ✕ Major decisions made without reliable forward-looking financial data
- ✕ Cash flow problems arriving without warning, leaving no time to respond
- ✕ No one focused on improving margins and profitability at a business level
What a part-time FD actually delivers
A fractional finance director does not just produce numbers. They interpret them, challenge them, and help you use them. The output is better decisions, earlier sight of problems, and a clearer picture of where the business is heading.
- ✓ Monthly management accounts with forward-looking commentary, not just history
- ✓ Cash flow modelled regularly so you see the shape of the next three to six months
- ✓ Profitability reviewed at service, product, or customer level each quarter
- ✓ Fixed monthly fee, scoped to what the business actually needs right now
What clients say about working with Stuart
Owner-managed businesses across Hampshire have worked with Stuart since 2005. The consistent theme is clarity, responsiveness, and advice that is straightforward to act on.
Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.
I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!
What the part-time FD service covers
The engagement is scoped to your business. Most clients take a combination of monthly management accounts, cash flow modelling, and a fixed block of strategic advisory time each month.
Management Accounts, Monthly
You receive clear monthly management accounts prepared from your cloud accounting software, with commentary on what the numbers mean and where attention is needed. No waiting until year-end to find out how the business has performed.
Core deliverableCash Flow and Financial Planning
A rolling cash flow model is maintained and updated each month, giving you visibility of the next three to six months before decisions need to be made. Funding gaps, tax payments, and seasonal dips show up early rather than as surprises.
Included in most packagesStrategic Advisory and Commercial Input
A fixed amount of advisory time each month covers whatever the business is working through — pricing decisions, overhead reviews, profitability by product or customer, or preparation for growth and investment. The advice is commercially grounded, not theoretical.
Available as add-onConsistent results across 100+ clients
From small trades to growing limited companies, clients across Hampshire work with Supreme Consulting because the advice is straightforward, commercially grounded, and actually delivered.
Thorough, Efficient, Good Value Throughout
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
Prompt, Professional, Far Less Stressful
“Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.”
Advises and Supports You Throughout
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!”
What makes this different from a standard accountant
Most accountants file the numbers. A part-time FD helps you understand them and act on them. Here is what that looks like in practice with Supreme Consulting.
Two decades of commercial experience
Stuart has worked directly with owner-managed businesses since 2005, across sectors including construction, property, hospitality, and professional services. That breadth means he already understands the commercial pressures relevant to your business before you explain them. The advice is grounded in what actually works, not textbook theory.
Real-time numbers, not quarterly guesses
The service is built on Xero and QuickBooks Online, so the management accounts and cash flow models reflect your actual position each month rather than a six-month-old summary. When a decision needs to be made quickly, the data is already current and ready to use.
Fixed fee, scoped to your business
The monthly retainer is agreed upfront based on the scope of work your business needs. There are no hourly rate surprises and no bill that arrives larger than expected. If your requirements change, the scope is reviewed openly and adjusted by agreement.
Up and running in four straightforward steps
The onboarding process is designed to be low-effort on your side. Most clients are fully set up and receiving their first management accounts within two to three weeks.
A no-obligation discovery call
We start with a conversation to understand your business, your current setup, and what you actually need from a part-time FD. There is no pitch and no pressure. You will leave the call with a clear sense of whether the service is the right fit.
A clear, fixed-fee proposal
You receive a written proposal covering the scope, deliverables, and monthly fee. Everything that is included is stated explicitly. If something falls outside scope, that is stated too, so there are no grey areas later.
Onboarding and cloud setup
We handle the transition from your current setup, migrating records to the cloud where needed and connecting the integrations that give real-time visibility. You provide access; we do the rest.
Ongoing FD support, every month
From the first full month, you receive your management accounts, an updated cash flow model, and a block of advisory time. The numbers are current, the commentary is plain English, and the decisions you face each month have a financially informed perspective behind them.
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
A few things people usually ask
What does a part-time FD actually do for a small business?
A part-time FD produces and interprets your monthly management accounts, maintains a rolling cash flow model, and provides a fixed amount of time each month to work through commercial decisions with you. The difference from a standard accountant is that the focus is forward-looking rather than historical. You are not just finding out what happened last year; you are seeing what is likely to happen next quarter and making decisions accordingly.
What does this cost and what is included?
The monthly retainer is fixed and agreed upfront based on the scope of your business. A typical engagement covering monthly management accounts, cash flow modelling, and an advisory hour each month sits at a fraction of the cost of a salaried finance director. The proposal sets out exactly what is included, so you know what you are paying for before you commit. There are no hourly rates and no variable bills.
My books are behind and disorganised. Can you still take this on?
Yes. Catch-up bookkeeping is a standard part of the onboarding process when records are not current. We will assess the state of the books at the discovery call and factor any catch-up work into the proposal as a one-off cost, separate from the monthly retainer. Most clients arrive with records in some state of disarray and leave onboarding considerably tidier.
Is there a minimum contract period?
No. There is no long-term contract and no lock-in clause. The engagement runs month to month and you can leave with one month’s notice. If after three months you feel the service is not delivering what you need, you walk away with clean, current books and no further obligation.
How is this different from just having a regular accountant?
A standard accountant prepares your statutory accounts and tax returns once a year, looking backwards at what has already happened. A part-time FD works with you throughout the year on the numbers that drive current decisions — pricing, margin, headcount, cash position, investment. The two services complement each other; the FD function does not replace compliance but adds the layer that most small businesses are missing.
Can you help me plan for a business sale, exit, or growth raise?
Yes. Preparation for a sale, investor raise, or management buyout is one of the more common advisory engagements. The work typically involves producing a clear set of management accounts, building a financial model with projections, and helping you understand how a buyer or investor will read the numbers. Starting this process twelve to twenty-four months before you need it gives you considerably more options.
Related services in Lymington
Your finances deserve more than a once-a-year review.
Supreme Consulting provides part-time FD services for growing businesses in Lymington on a fixed monthly retainer. Management accounts, cash flow, and commercial advice — delivered consistently, month to month.