Personal Tax Planning, Hampshire
Know your tax bill, months before it arrives.
Most people in Hampshire find out what they owe HMRC somewhere around January, which leaves very little room to do anything useful about it. Personal tax planning means knowing your position well ahead of time — with time to structure things sensibly. Fixed fees, over 20 years of hands-on experience, and replies within one working day.
- Your personal tax liability known months ahead of any deadline
- Director salary and dividend mix reviewed and structured sensibly
- Capital gains, rental income, and personal allowances handled correctly
- HMRC correspondence managed and dealt with, not left in a drawer
No long-term contract. If the arrangement is not working after three months, you leave with your records in order and nothing further owed.
Get a free quote
Fixed pricing. Reply within one working day.
What our clients say
★★★★★
Clarity on Every Situation
“Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand.”
★★★★★
Good Results at a Reasonable Price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
★★★★★
Holds Your Hand Throughout
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!”
★★★★★
Makes Finance Far Less Stressful
“They take the time to explain things, which makes dealing with finances far less stressful.”
Sound familiar?
Still not sure what your tax bill will be?
For most individuals and directors in Hampshire, the self assessment deadline arrives and the tax bill comes as a number that is difficult to plan around. There may be reliefs you have not claimed, allowances you have not used, or a dividend and salary split that has never been properly reviewed. None of this is unusual. It is largely avoidable when someone is looking at your position in advance.
- Tax bill only known in January, leaving no time to plan around it
- Director salary and dividend split set once and never reviewed since
- Capital gains, rental income, or savings interest filed without advice on reliefs
What a planned position looks like
With personal tax planning in place, your liability is visible months before the deadline. Allowances are used properly, your income structure is reviewed annually, and nothing is left to the last moment.
- Your tax liability confirmed and communicated well before January
- Salary and dividend structure reviewed each year against current thresholds
- Capital gains, rental income, and reliefs handled correctly from the start
- Fixed-fee pricing — you know the cost before any work begins
What Hampshire clients say about working with us
These are clients who came with questions about their tax position and left knowing exactly where they stood. A fairly common outcome, as it happens.
I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!
Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.
What personal tax planning actually covers
The service is built around knowing your position ahead of time — and doing something useful with that knowledge before the deadline removes your options.
Self Assessment and Personal Tax Returns
Your SA100 is prepared accurately and filed on time, covering employment income, dividends, rental income, capital gains, and any other sources relevant to your position. You will know your liability well before January, and any payments on account are explained clearly so there are no surprises.
Included as standardTax Planning and Allowance Review
Personal allowances, CGT annual exemptions, pension contribution relief, and ISA planning are reviewed each year against your actual income position. The aim is to make sure nothing that should be claimed is missed, and that any planning opportunities are identified with enough time to act on them.
Proactive, not reactiveDirector and Shareholder Tax Structuring
If you run a limited company in Hampshire, the salary and dividend mix you set up originally may not reflect current tax thresholds or your current income. An annual review covers your remuneration structure, National Insurance position, and any implications of changes to the dividend allowance or higher-rate threshold.
Reviewed annuallyClients across Hampshire say the same thing
Sole traders, directors, landlords, and individuals — the feedback tends to come back to the same points: clarity, communication, and a sense that things are under control.
Thorough Work, Good Results, Reasonable Price
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
Prompt, Professional, Easy to Understand
“Very clear and gives excellent clarity on all situations when I am in doubt. Communication is always prompt, professional, and easy to understand, which makes dealing with finances far less stressful. They take the time to explain things.”
Advises and Supports Throughout the Process
“I’m so grateful for the help received with my small cleaning business. Stuart holds your hand and advises throughout!”
Why Hampshire individuals choose us for personal tax
There are several accountants in Hampshire. The reasons clients tend to stay tend to be the same ones that brought them here.
Over 20 years of personal tax experience
Stuart Green has been working directly with individuals, directors, and sole traders on personal tax since 2005. That means common planning opportunities — pension carry-forward, CGT timing, dividend allowance use — are raised without you needing to know to ask. The advice comes from pattern recognition built over two decades, not a textbook.
Fixed fee, agreed before any work starts
Every piece of work is priced upfront. You will receive a clear, written quote covering exactly what is included before we begin. There are no hourly rates running in the background and no invoice at the end that is larger than expected. If the scope changes, that conversation happens before the work does.
Replies within one working day
Questions about your tax position do not always arrive at a convenient moment. When you ask, you get an answer the same day or the next working day — in plain English, without qualifications that require their own explanation. Communication is treated as part of the service, not an afterthought.
Up and running in four steps
The process is straightforward. Most clients are fully onboarded within a week of their first call, with very little required from them beyond some initial information.
A brief discovery call
We start with a no-obligation conversation to understand your current situation — what income sources you have, whether you have had tax advice before, and what you are hoping to get from the arrangement. It usually takes around 20 minutes.
A clear, fixed-fee proposal
You will receive a written proposal setting out exactly what is covered, what the fee is, and what we will need from you to get started. No ambiguity about what is included and what is not.
Onboarding and records setup
We request the information we need — prior returns, HMRC correspondence, income records — and take it from there. If your records are disorganised or incomplete, that is something we work through rather than something that blocks progress.
Ongoing, proactive tax planning
From here, your tax position is monitored throughout the year. You will hear from us with updates, not just at filing time. Your liability is confirmed well ahead of the deadline, your structure is reviewed annually, and there is considerably less to think about come January.
“Stuart is a thorough efficient worker who produces good quality results at a reasonable price.”
A few things people usually ask first
Do you handle personal tax for company directors, landlords, and individuals with multiple income sources?
Yes — these are the most common profiles we work with. Directors drawing salary and dividends from a limited company, landlords with rental income alongside employment, and individuals with savings interest, capital gains, or self-employment income all have different considerations and we are familiar with each of them. You will not need to explain your situation from first principles before getting a useful answer.
What does personal tax planning actually cost, and what is included?
Pricing is fixed and agreed before any work begins. A straightforward self assessment return is priced differently from an ongoing advisory arrangement that includes annual tax planning, remuneration reviews, and year-round access. The quote you receive will set out exactly what is covered so you can decide whether it makes sense for your situation. There are no additional charges for answering questions within the agreed scope.
My tax affairs are a bit of a mess — returns are late or I have not been claiming everything I should. Is that a problem?
It is a reasonably common starting point. Late returns can be brought up to date, penalties can sometimes be reduced through voluntary disclosure, and gaps in claimed expenses or reliefs can be reviewed for the years still open. There may be a one-off catch-up cost, but that will be agreed upfront before we start. The situation is manageable.
Is there a minimum term or am I locked in?
There is no long-term contract. If you are on an ongoing retainer and the arrangement is not working, you give us notice and we hand everything over cleanly. Your records remain yours and we make the transition straightforward. Most clients stay because the arrangement works, not because they are obliged to.
Can you help with capital gains tax planning before I sell an asset?
Yes, and timing matters considerably here. Whether you are selling a property, shares, or a business interest, the tax position looks very different depending on when the disposal falls and how the gain is structured. The conversation is worth having before exchange of contracts, not after. Annual exemptions, rollover relief, and principal private residence rules are all considered as part of the review.
How far in advance will I know my tax bill?
For clients on an ongoing arrangement, the aim is to have your liability confirmed and communicated by October at the latest for the preceding tax year — sometimes earlier depending on when income information is available. That gives time to plan for the January payment, make pension contributions if useful, or consider any other steps worth taking before the year closes.
Related services for Hampshire clients
Stop finding out what you owe too late to act.
Personal tax planning means knowing your position months before the deadline — with time to structure things sensibly. Fixed fees, plain-English advice, and a reply within one working day.